Preparing for the Long-Term Future of a Business

Here’s an important question for busy business owners – what’s next for your company? Not just tomorrow or even in the months ahead, but when the time comes that you or one of your key employees retires or leaves the organization unexpectedly? At a time when many baby boomers are thinking about retirement, those who own [see more]

A Smart Approach to Municipal Bonds

Investors seeking a tax-advantaged source of income have long been attracted to municipal bonds. The appeal centers on the fact that municipal bonds offer income that is generally not subject to federal income tax and sometimes is free of state and local tax liabilities as well. Since the bonds are typically issued by state or [see more]

Retirement: Yesterday, Today and Tomorrow

It’s safe to say that your retirement will bear little resemblance to that of your grandparents – and even your parents. The world has changed so much in the past 20 years that even the savviest prognosticators couldn’t have predicted all changes in society and technology that have transformed our daily lives. We now know [see more]

Stay-at-Home Spouses Deserve a Retirement Plan, Too

Contrary to popular belief, retirement planning is not just for employed wage earners. Spouses who forgo a paycheck to stay at home need a financial safety net just as much as their working counterparts. Planning for the financial security of a nonworking spouse can help ensure there is replacement income if circumstances change. Here are [see more]

Raising Money-Smart Kids: What Every Parent Should Know

It was easier to teach children the value of a dollar when cash was a more tangible commodity. Credit, stored value and gift cards have made money invisible – creating an extra challenging environment for instilling financial discipline in your kids. But don’t despair; despite the challenges, there are still ways to pass on your [see more]

Costs Keep Going Up – Are You Prepared?

Many people have likely experienced “sticker shock” this year as prices increased significantly at the gas pump and the grocery store. Consumers have no choice but to pay up, but rising costs can be a big challenge during retirement. Future retirees will be forced to dig deeper into their savings to maintain their desired lifestyle, [see more]

Prepare for Price Hikes

You can forgive Americans for being caught off guard by talk of the potential for more dramatic price increases in the coming years. For the past two decades, inflation has not been a significant concern. In only six years out of the last 20 has the inflation rate (as measured by the Consumer Price Index) [see more]

Jump-Start Your Student’s Post-Graduation Finances

That ceremonial toss of the mortarboard at graduation means your child has officially entered the next phase of his or her financial life.  Chances are that up to this point you’ve played a key role in his or her financial well-being. But don’t bow out just yet.  You can still help get your graduate on [see more]

Managing the Financial Side of a Relocation

You’ve just been offered your dream job in a city far from your current home. Now the panic sets in. How are you going to manage the move without it costing an arm and a leg? To be sure, you’ll have a long list of to-do’s associated with managing your transition to a new community. [see more]

Managing Finances Following the Death of a Spouse

In the midst of grief and sorrow, a newly bereaved spouse has decisions to make and responsibilities to manage. Here’s a short list of financial considerations for widows and widowers. Get organized  As the surviving spouse, you’ll need a number of documents in order to finalize your partner’s financial affairs. When you receive your spouse’s [see more]